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Bank home mortgage rates be?

 

in the Bank to apply for a mortgage loan to buy a House, we are very much concerned about the housing mortgage interest rate is. But many people do not know how much bank rates on home mortgage loans. Then, Bank mortgage loan what is the interest rate?

1, various bank rates on home mortgage loans are different.

we know, you can apply for home mortgage loans Bank have a lot, and bank interest rates on mortgage loans are not the same. After all, different banks, for home mortgage loans also have some differences. Currently some banks for mortgage interest rates have some preferential policies and preferential interest rates on mortgage loans for housing policies, generally ranging from 93 percent to benchmark interest rates.

2, different applicants for housing mortgage loans interest rates are different.

apply for a mortgage loan, the Bank is required to have a stable job and income, good credit records can only be good for processing. And the Bank paid special attention to the applicant's credit history, while others have appeared more or less before overdue credit card payments, and these bad credit records, have a certain influence on home mortgage loan rates. Because of bad credit history, although you can apply for home mortgage loans, banks will raise mortgage interest rates to some extent.

 

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